American Express Serve® Card For Your Business

American Express Serve Review

American Express Serve can simply be defined as a prepaid debit card, which offers an array of helpful features to the people. The best thing about this debit card is that you will not be subjected to any hidden fees. The Serve debit card can be divided into three main types.

They include:

Out of these, the basic Serve card would be reviewed here. This card comes along with minimum fees out of all three types. Therefore, it would be the perfect option available for people who are looking for an alternative to a traditional bank account. Moreover, this card offers a variety of exciting features and services, which you cannot expect from a bank.

General Fees

As mentioned earlier, Serve has the lowest fees when compared to the other prepaid cards. You will only have to pay a maintenance fee of $12 per year. If you are a person who lives in Vermont, Texas or New York, this card would be tax-free. When you place an order to get the card online, you will not have to pay a purchase fee as well. Most impressively, there is no inactivity fee associated with this card.

Withdrawals and purchases

As you already know, some of the prepaid debit cards would charge fees when you are initiating withdrawals or transactions. However, American Express Serve would not do it. Therefore, you are provided with enhanced freedom to do whatever you want, without being subjected to fees.

You can also withdraw money without paying a fee from any of the MoneyPass network ATMs. You will be able to find more than 24,000 MoneyPass ATMs around the country and you will never have to deal with any frustration when you are withdrawing.


If you can use electronic features in order to reload the prepaid debit card, you will get the opportunity to avoid fees. Moreover, it is possible for you to load cash to the debit card for a fee from thousands of locations across the country. 7-Eleven, Wal-Mart, Rite Aid, Dollar General and CVS are to name a few of them. You can enjoy free reloads from bank transfers, mobile check deposits, and direct deposits.

Other services

American Express Serve offers many other impressive services to the people as well. One of the services that have received much attention among customers is “Reverse”. It is more similar to a savings account where you will be able to use recurring transfers to achieve a future objective.

As a cardholder, you will never be charged for transferring or adding money to the subaccounts for another payee or kids. Moreover, free online bill payments are also provided to you from this prepaid card. You will never be charged for making balance inquiries through the MoneyPass ATMs or via the dedicated app. Out of all, there is a helpful customer service available for the cardholders, throughout 24 hours of the day.

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